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Based on your holdings’ historical betas and volatility profiles, a 10% broad market decline would hit your portfolio roughly −12.4% (≈ −$82,100):

Highest impact:
• TSLA (beta 1.8) → −$14,200 (−18%)
• PLTR (beta 1.6) → −$9,800 (−16%)
• NVDA (beta 1.5) → −$8,600 (−15%)

Natural hedges:
• BTC historically decorrelates in equity drawdowns — may offset ~$3,200
• Your 17.2% cash position ($113K) provides significant downside cushion

Your portfolio beta-weighted delta is 1.24, meaning you amplify market moves by ~24%. Consider trimming high-beta names or adding low-correlation assets to reduce drawdown exposure.

High correlation clusters (90-day rolling, >0.80):

• Cluster 1 — Big Tech: NVDA, META, GOOGL (avg corr 0.87). These move together and represent 23% of your portfolio. A sector rotation out of tech would hit all three simultaneously.
• Cluster 2 — Crypto: BTC, ETH, DOGE (avg corr 0.91). 8.9% of portfolio but acts as a single bet.
• Cluster 3 — Growth momentum: TSLA, PLTR, HOOD (avg corr 0.82). High-beta names that sell off together in risk-off environments.

Hidden risk: Clusters 1 & 3 are also correlated with each other (0.74), meaning ~41% of your portfolio could decline in unison during a growth/tech selloff. Your VOO position provides some diversification but overlaps heavily with Cluster 1.